Doctors Say Florida Health Insurance Mandate Is Necessary

Florida is one of the states that has filed a lawsuit against the Affordable Care Act challenging the constitutionality of the mandate to get minimal health coverage. While some politicians seem to think they are experts on how to fix health care, what do physicians have to say about this?

In an article published in the Journal of the American Medical thccbdus, physicians say that the FL health insurance mandate and a similar mandate for every state is the only way to expand health care access to the public and keep health care costs from increasing. According to Dr. Edward Miller, dean and CEO of Johns Hopkins University School of Medicine, policymakers and as well as the judiciary should never lose sight of the patients. The overall health and wellness of patients greatly depends on access to health care. Dr. Miller also says it is very necessary to straighten out the system, and the Florida health care mandate is one key to do that.

Miller views the mandate as being critical to halt “free riding” where people who can’t afford Fl health insurance coverage, or even those who can and prefer someone else pay for their care, stop shifting the cost of their health care to someone else. Unpaid medical bills are sometimes mitigated by raising prices for those who are insured. When insurers pay higher prices, they pass the increase in costs back to policyholders in the form of higher premiums. It’s a vicious and apparently unending cycle, but spreading the cost equally across society may be the only way to help. It’s how all other developed nations are doing it.

Since trying to ignore that people who can’t afford to see a doctor for low-cost preventive care end up in the emergency room for the most expensive form of health care hasn’t worked for decades, physicians just might have a point. In a report by the Department of Health and Human Resources, uncompensated health care in the U.S. is up to approximately $73 billion, which has resulted in an annual $1,000 increase in insurance premiums. Miller said that the mandate can reduce the uncompensated care level and reduce passing the costs to those of us buying FL health coverage.

Florida Health Insurance Went To The United States District Court

Judge Roger Vinson from the United States District Court for the Northern District of Florida ruled that the mandate to get health insurance is an “unwarranted intrusion” into the choices made by the people, so why are physicians saying it is warranted?

Since the courts are looking into the constitutionality of the mandate, why not look at Amendment 8. Among the first 10 amendments, commonly called the Bill of Rights, the Eighth Amendment says, “Excessive bail shall not be required, nor excessive fines imposed, nor cruel and unusual punishments inflicted.” What’s that got to do with health care or health insurance?

Research published in the American Journal of Public Health estimates that 45,000 people die prematurely each year in the United States because they don’t have health insurance. Dr. David Himmelstein is an associate professor of medicine at Harvard Medical School and one the study’s authors. He says not having health insurance, “means you’re at mortal risk.” How many died from lack of Florida health insurance?